When a Birth Mother goes to an adoption professional, she is typically in a situation where she will need some financial support for her pregnancy-related expenses, if allowed by state law. Usually, the Adoptive Families are the ones responsible for providing the Birth Mother with the pregnancy-related expenses.
Since the Adoptive Families are responsible for payments, many are curious about what this cost entails and what it will ultimately mean going forward with the adoption. While most Adoptive Families are excited to help out the Birth Mother, they also want to know what payments are ahead since there are so many other fees associated with the adoption process.
While every state has its laws and regulations regarding adoption expenses, here are some things you should know about the adoption living expenses you may need to cover on the Birth Mother's behalf:
1) There Are Usually Legally Established Maximums of Financial Help.
Legally established maximums of financial help for adoption
These maximums vary from state to state and from entity to entity, and also vary in the kind of maximum they set. These fees may be limited by:
  • The type of expenses incurred.
  • Time limits, often set to a certain period of time after the placement has occurred.
  • A concrete and predetermined dollar amount as determined by the state.
  • An open expectation of "reasonable expense."
Depending on your state, therefore, your expenses could vary widely, which is why you should research the specific laws in your state to see what your legal maximum looks like.
2) The Amount of Expenses Paid Ranges Widely, and is Decided Between You, Your Adoption Advisor, and the Birth Mother.
Every situation is unique, and rarely will two adoption plans look the same. Here are some examples taken from real plans made between Birth Mothers and Adoptive Families to give you a sense of the range of these plans, which will hopefully show you that there is an adoption for every financial situation:
  • $1000 - $3000, either paid in one lump sum paid to a Trust Account after providing you with an itemized list, or as paid in a sort of deposit to the adoption entity, where the expenses are distributed to the Birth Mother by the adoption professional.
  • $250 - $500 a month to offset medical and other costs distributed by the adoption professional.
  • As needed/requested, usually in cases of emergencies. Usually proven by receipt evidence.
Again, every adoption plan looks different, and it is between you, the Birth Mother, your adoption professional and the laws of the state involved to figure out what the best solution is for everyone involved.
3) Depending on the State, Certain Expenses are Allowed, Though Maximum Limits Still Apply.
Certain adoption expenses are allowed depending on the state
In terms of what is actually paid for when considering adoption living expenses, they are usually limited to the following:
  • Medical and hospital costs.
  • Living expenses, like rent or food costs.
  • Certain transportation and lodging costs, usually for things like court appearances.
  • Counseling
  • Any fees incurred by the agency or any necessary attorneys.
While you will not always expect to cover all of these expenses, these are the kinds of things you may be requested to help out with in the adoption process depending on state regulation.
4) These Costs Can Be Refundable.
While there is no way to guarantee against a Birth Mother changing her mind or an unforeseen health issue with the baby, Adoption Network Law Center stands by its commitment to provide every Adopting Family with services until a successful adoption is achieved.
Unlike most adoption entities, Adoption Network Law Center will continue to provide services to Adoptive Parents at no additional cost. In addition, circumstances may provide for a refund of Birth Mother support.
Adoptions are pricey, but that is because they are covering the expenses of a new life being brought into the world, and, in all honesty, that should never have a price tag. Talk to your preferred adoption entity to figure out what costs you may be obligated to cover based on state regulations and Birth Mother needs in order to financially prepare yourself for the welcoming of a new child.