What You Need to Know Before You Begin

When starting the adoption process, one of the first questions many hopeful parents ask is:

“Can we actually afford to adopt?”

It’s a fair — and important — question. Adoption can be a significant financial commitment, but there are multiple options and resources that can make it more affordable than you think.

In this article, we’ll break down the real costs of adoption, explain the different types of adoption and their associated fees, and explore financial assistance options available to prospective adoptive parents.

How Much Does Adoption Cost?

The cost of adoption varies widely depending on the path you choose:

These numbers include everything from legal fees and travel to home studies and support services.

At Adoption Network Law Center (ANLC), private domestic adoption typically ranges from $45,000–$55,000, depending on your preferences, timeline, and the level of legal and support services provided.

Why Private Adoption Costs More

Private adoption through an adoption law center or agency involves more direct services and family customization. Your costs may include:

• Marketing and outreach to birth mothers
• Adoptive parent education
• Legal representation
• Birth mother support (living expenses, medical care, etc.)
• Case management and profile promotion
• Coordination with hospital, legal, and state professionals

You’re not just paying for paperwork — you’re investing in a team that facilitates a safe, ethical, and efficient adoption plan for everyone involved.

What About Adoption Through ANLC?

At ANLC — a licensed California law corporation — we assist with private domestic adoptions nationwide.

Your program costs include:

• Legal supervision by a licensed attorney
• Nationwide marketing to reach prospective birth mothers
• Adoption opportunity presentation to expectant mothers
• Birth parent support coordination
• Guidance through finalization with your local attorney

While ANLC is not a licensed adoption agency, we provide comprehensive adoption legal services with one of the highest adoption success rates in the country.

Ways to Make Adoption More Affordable

Here are common ways families offset adoption costs:

1. Adoption Grants

Organizations like HelpUsAdopt.org, Gift of Adoption Fund, and others provide non-repayable grants to qualifying families.

2. Adoption Loans

Low-interest loans from providers like LightStream or America’s Christian Credit Union can help families bridge the financial gap.

3. Adoption Tax Credit

Eligible adoptive parents may receive a federal tax credit of up to $15,950 (2023). This can help reimburse qualifying expenses.

4. Employer Benefits

Many companies now offer adoption benefits such as reimbursement for expenses or additional parental leave.

5. Fundraising & Crowdfunding

While not for everyone, online platforms like GoFundMe or AdoptTogether allow friends and family to contribute.

Is It Worth the Cost?

Only you can answer that — but for thousands of families who have built their families through adoption, the answer is yes.

What you’re investing in isn’t just a process — it’s a life-changing experience filled with purpose, love, and meaning.

Key Adoption Agency Considerations

Adoption isn’t always easy. And yes — it can be expensive. But it’s also doable, and you don’t have to figure it out alone.

With the right professional, the right plan, and the right financial tools, you can make adoption a reality.